AML Investigator

The Opportunity

Reporting to the Operations Manager, the AML Investigator is responsible for conducting investigations into suspicious transactions within Gaming operations (Casino, tables, lottery and cage and count) to identify potential money laundering or financial crime. This role is responsible for building and maintaining investigative files/cases used in determining whether transactions or player activity meet the threshold for reporting to FINTRAC and ensures timely and accurate submission of Suspicious Transaction Reports (STRs). The incumbent maintains comprehensive files for all high-risk players and performs regular reviews and investigations to monitor ongoing risk. The AML Investigator also supports compliance monitoring, data analysis, and internal policy development to ensure adherence to AML/CTF regulations and organizational standards.

Key Responsibilities

Investigation & Risk Analysis

• Investigate all suspicious transactions related to Gaming operations to assess potential money laundering or financial crime.
• Determine whether transactions or player activity require reporting to FINTRAC and prepare Suspicious Transaction Reports (STRs) accordingly.
• Maintain detailed files for every high-risk player, including transaction history, risk assessments, and investigation outcomes.
• Conduct regular reviews and investigations of high-risk player transactions to identify new or ongoing risks.

Monitoring & Compliance

• Monitor customer and vendor transactions using AML software and internal systems.
• Analyze data to detect patterns, anomalies, and red flags indicative of financial crime.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on high-risk individuals and entities.

Policy & Program Development

• Assist in the development and enhancement of AML policies, procedures, and internal controls.
• Support periodic audits and reviews of AML compliance programs.
• Collaborate with internal stakeholders to ensure alignment with regulatory expectations.

Training & Awareness

• Support AML training and awareness sessions for frontline staff and management.
• Stay current with evolving AML/CTF regulations, industry trends, and best practices.

Reporting & Documentation

• Maintain detailed records of investigations, findings, and high-risk player files.
• Draft clear, concise reports for internal use and regulatory submission.
• Liaise with law enforcement and regulatory agencies as needed.

Experience & Qualifications:

• Bachelor's degree in criminology, Finance, Law, Business Administration, or a related field; diploma in financial crime, compliance, or law enforcement studies will also be considered.
• 2+ years of experience in AML or fraud investigations, preferably in gaming, financial services, or law enforcement.
• Strong understanding of Canadian AML/CTF regulations and FINTRAC requirements.
• Certified Anti-Money Laundering Specialist (CAMS) designation or Certified Fraud Examiner (CFE) are considered assets.
• Proficiency in data analysis tools and AML monitoring systems.
• Excellent communication, problem-solving, and organizational skills.
• Ability to handle sensitive information with discretion and integrity.