Credit Risk & Data Analytics Intern (May Co-op or Internship Opportunity - 4 Months)

Our Story & Purpose:

Vancity is a member-owned credit union built on the principles of inclusion, social justice, and community impact. Since 1946, we’ve worked to challenge the status quo, break down barriers, and build a more equitable future. With bold commitments—including becoming net-zero by 2040 across all mortgages and loans—we are championing financial resilience, climate action, and belonging for our members and communities.

As the largest private sector Living Wage Employer in Canada and home to a team of 2,300 passionate employees, Vancity offers competitive rewards and benefits, diverse career pathways, and the opportunity to be part of something bigger.

The Opportunity:

We’re looking for an intern to join our credit risk team for a 4-month opportunity. The credit risk team supports Vancity by:

• Evaluating loan applications: Reviewing mortgages, personal loans, and business financing requests to assess borrowers’ financial strength and the level of risk involved.
• Monitoring the health of the loan portfolio: Analyzes trends in repayments, delinquencies, and economic conditions to identify emerging risks early.
• Setting and maintaining responsible lending standards: Develops credit policies and risk frameworks that ensure lending is prudent, fair, and aligned with regulatory requirements.
• Providing risk insights to leadership: Prepares reporting and analysis that support strategic decisions on growth, capital management, and long-term financial stability.

This role will report into credit risk strategy and systems manager while also supporting the entire credit risk leadership team.

A typical day would involve:

• Supporting data validation and migration work for commercial portfolios, gaining hands-on experience with how lending data is prepared for analysis, reporting, and risk assessment.
• Conducting market and industry research on credit risk trends and emerging risks, and helping summarize findings into short reports outlining potential impacts.
• Assisting with building and organizing a centralized database of reference materials to support the development of a Credit Center of Excellence.
• Helping analyze data and preparing reports and dashboards to support management reporting and insights on specific areas of interest.
• Using AI and analytical tools to assist in reviewing and improving internal policies and documents, focusing on clarity, consistency, and readability.
• Collaborating with teams across the organization to identify opportunities to improve processes, procedures, and documentation, gaining exposure to operational efficiency initiatives.

You'll learn:

• How commercial lending and credit risk data is collected, validated, and prepared for analysis and reporting in a real-world financial environment.
• Practical experience working with data during system and model transitions, and understanding why data quality matters.
• How market and industry research is conducted and translated into clear insights for decision-makers.
• Hands-on exposure to data analysis, reporting, and dashboard preparation for management reporting.
• How internal policies and procedures are reviewed, improved, and maintained, including responsible use of AI tools.
• How teams collaborate across an organization to improve processes and operational efficiency.

You have:

• Current enrollment or recent graduation from an undergraduate program within an applicable field and eligible for co-op/internship opportunities (i.e. business, finance, economics, data analytics, information systems)
• An interest in data analysis, research, and understanding how data supports business and risk decisions.
• Strong analytical and problem-solving skills with attention to detail.
• Comfort working with data in Excel or similar tools; experience with analytics or visualization tools is an asset but not required.
• Curious, motivated, and eager to learn in a professional environment.
• Strong written and verbal communication skills, with the ability to clearly summarize findings.
• Ability to work independently while collaborating effectively with team members.
• A willingness to work in a highly flexible environment with multiple competing priorities.

What You’ll Earn:

This role offers a pay range of $27.85/hr.

This posting will close on March 22, 2026 at 11:59pm 

Why You’ll Love Working Here:

• When you join Vancity as an employee and a member, you join a movement that believes that when we use money for what’s right, we truly are a financial force for change.  
• We are the largest private-sector Living Wage Employer in Canada and have been consistently recognized as one of the Top Employers in Canada. Come join our team of 2,600 diverse individuals and access competitive rewards & benefits, all while knowing you are a part of a greater movement.  
• Start your Vancity career journey with us even if you’re new to financial services! We provide in-house paid training to gain general financial knowledge, and to learn about our products & services. We encourage opportunities to learn & develop to prepare you for career success, which in turn continuously impresses how we serve our membership.  
• Vancity is committed to a diverse workplace and values Integrity, Innovation, Responsibility and Reconciliation. 
• To learn more about Vancity, please visit vancity.com/AboutVancity. 

Vancity Talent Programs:

Vancity supports an inclusive hiring process for candidates who self-identify as Indigenous, Black, or Trans. With special permission from the BC Human Rights Commissioner, this initiative provides access to career development opportunities, prioritized job screening, and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative, in line with the BC Personal Information Protection Act (PIPA). For details, please see our dedicated Talent Programs job posting.

Accommodations Process:

This role is an open vacancy, and our hiring process is grounded in fairness, transparency, and inclusion. We are committed to an inclusive, barrier-free and accessible recruitment experience for all candidates. If you require any accommodations or support at any stage of the recruitment process (including the application stage), we encourage you to let us know by contacting our Talent Acquisition team at recruitment@vancity.com. We’re here to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality, so you can participate fully in the process.