BSA AML Governance & Partner Oversight Director

The BSA AML Governance & Partner Oversight leader family provides leadership and oversight for the governance framework supporting the Bank’s Financial Crimes Compliance Program, including BSA/AML, OFAC, transaction monitoring, KYC, sanctions/PEP screening, issue management, program reporting, and related partner oversight activities. Roles in this family help ensure the program operates in alignment with internal policies, regulatory expectations, and the Bank’s risk appetite through effective governance routines, risk assessment, escalation, and cross-functional coordination. This leader family also supports oversight of FinTech Partner relationships by helping evaluate partner-related FCC risks, monitor ongoing program performance, and promote timely remediation of issues. Depending on level, incumbents in this family lead teams, manage governance processes, influence cross-functional stakeholders, and provide strategic direction to strengthen program effectiveness, regulatory readiness, and scalable risk-based oversight.

• Leads the governance framework for the Bank’s Financial Crimes Compliance (FCC) Program, establishing the strategy, standards, and oversight routines necessary to support effective risk management across transaction monitoring, KYC, sanctions/PEP screening, and FinTech BSA/AML testing.
• Directs the BSA/AML and OFAC risk assessment framework, including methodology, execution oversight, reporting, and integration with the Enterprise Risk Management framework, and advises senior leadership on emerging risks, control gaps, and risk trends.
• Oversees governance for regulatory, internal audit, and compliance testing findings across the FCC Program, ensuring timely escalation, sustainable remediation, and transparent reporting on issue status, root causes, and residual risk to senior stakeholders.
• Provides strategic oversight of the FCC risk governance model for FinTech Partner relationships, including new partner review, ongoing risk oversight, annual assessments, and escalation of material concerns, to promote alignment with the Bank’s risk appetite, regulatory obligations, and control expectations.
• Establishes and enhances FCC governance reporting, training, and communication routines that strengthen regulatory readiness, promote consistency in program execution, and enable effective decision-making by executive leadership and other cross-functional stakeholders.
• Serves as a senior subject matter leader and trusted advisor on FCC governance and partner oversight matters, influencing cross-functional partners and driving accountability for effective, risk-based program oversight.
• Conduct regular one-on-ones to align cultural & business objectives, prioritize the most important work and coach to high performance.
• Facilitate execution through effective situational leadership tools. 
• Support engagement and action by listening to team member feedback – what’s working, what’s not – support them in initiating and executing positive changes and provided them with adequate resources.
• Support in the team members professional and personal. 
• Catch team members being approximately right through timely, individualized recognition.
• Promote collaboration and face to face interaction.

• Minimum of ten (10) years of progressive BSA/AML, OFAC, financial crimes compliance, risk management, or related experience, including significant experience in governance framework design, BSA/AML risk assessment, issue management, examination support, program reporting, training, and partner or third-party oversight.
• Deep understanding of the Bank Secrecy Act, USA PATRIOT Act, OFAC requirements, and broader regulatory expectations governing financial crimes compliance programs, including risk-based oversight and control design.
• Demonstrated ability to lead governance strategy, direct risk assessment and issue management activities, and provide effective oversight of complex partner, FinTech, or third-party compliance environments.
• Strong analytical and critical thinking skills, with the ability to assess complex risks, identify control gaps, interpret trends, and translate information into clear recommendations and governance actions.
• Executive-level written and verbal communication skills, with the ability to prepare reports, influence senior stakeholders, support regulatory interactions, and communicate complex compliance matters with clarity and credibility.
• Demonstrated leadership capability, including experience developing teams, driving accountability, and operating with a high degree of independence, judgment, professionalism, and ethical integrity.
• Bachelor’s degree in business, finance, accounting, risk management, compliance, or a related field preferred. CAMS or similar certification preferred; FinTech, payment systems, or Banking-as-a-Service experience strongly preferred.

Travel Requirement 

This position requires some travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs. 

Cultural Alignment 

Choice is #PeopleFirst, banking second.  

People don’t need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. 

In contributing to our culture, Choice team members are guided by our core values. 

• Embrace change and encourage innovation. 
• Know when to ask for help and know when to offer help. 
• Better the places we live. 
• Work hard. Do the right thing. Have a little fun. 

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. 

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. 

Disclosure 

This job description is intended to describe the general content of, and requirements for, the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.  

All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.  

The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.